Several sources of financial aid, both private and government sponsored, are available to students. Loans and grants are awarded on the basis of educational qualifications and financial need. All students who anticipate needing financial aid should discuss this need with their families, Huron School of Nursing and/or the Financial Aid Officer at NDC or CCC.
Huron School of Nursing participates in many federal, state, and private financial aid programs. Federal and state financial aid programs include Federal PELL Grant, Federal Supplemental Educational Opportunity Grant, Ohio Instructional Grant, William D. Ford Direct Student Loan, Nurse Education and Assistance Loan Program (NEALP) and the Federal College Work-Study Program. Huron School of Nursing, along with Cuyahoga Community College and Notre Dame College, participate in a consortium agreement in which CCC Tri-C and NDC process all Federal financial aid for Huron students. The office of Student Services at Huron School of Nursing provides assistance to students with processing of financial aid. Financial aid awards are disbursed at both colleges and Huron School of Nursing.
- Federal Pell Grant
- Federal Supplemental Educational Opportunity Grant (FSEOG)
- Nurse Education Assistance Loan Program (NEALP)
- Ohio Instructional Grant
- William D. Ford Federal Direct Student Loan
- Federal College Work-Study Program
Grant Programs
Federal Pell Grants
The Federal government makes funds available for tuition and other college-related expenses to undergraduate students with financial need who are United States citizens or have permanent or immigration visas, and the capability of maintaining satisfactory progress in their course of study. A Federal Pell grant does not have to be repaid. Pell grants are awarded only to undergraduate students who have not earned a Bachelor's degree. Students who desire to apply for a Pell grant must complete the Free Application for Federal Student Aid (FAFSA). The application may be obtained on-line at http://www.fafsa.ed.gov/.
Federal Supplemental Educational Opportunity Grants (FSEOGs)
The FSEOG program provides grants to students who demonstrate exceptional financial need to help meet their costs of post-secondary education. A FSEOG does not have to be repaid. Eligibility is determined by information submitted on the FAFSA.
Ohio Instructional Grants (OIGs)
This program provides financial aid for full-time (12 credit hours or more) college students who are Ohio residents. Grants are awarded solely on the basis of financial need and may be used only for tuition expenses. OIGs do not have to be repaid. Eligibility is determined by information submitted on the FAFSA. Some part-time (less than 12 credit hours) grants are available.
Loan Programs
William D. Ford Direct Loan Program
This federally funded loan program is available to students to help meet their educational expenses. Eligible students may receive a subsidized and/or an unsubsidized loan for the same enrollment period. A subsidized loan is awarded on the basis of financial need. Students who are eligible to borrow in the subsidized loan program will not be charged interest before the repayment period. The federal government subsidizes the interest during the enrollment period.
An unsubsidized loan is not awarded on the basis of need. Interest is charged on the loan from the time the loan is disbursed until it is paid in full. If the interest accumulates during the enrollment period, it will be capitalized and added to the principal amount of the loan; the additional interest will be based on the larger loan amount. Loan repayment in the long run will be less if the interest is paid as it accumulates.
ELIGIBILITY FOR ALL LOAN PROGRAMS IS DETERMINED BY INFORMATION SUBMITTED ON THE FAFSA.
Federal College Work-Study Program (FWSP)
This federal program provides part-time employment at the College or Community Services Agency. Students apply for FWSP by completing the FAFSA. Award amounts are based on students' financial need, availability of funds and promptness of applications. Further information about the availability of work-study positions and referrals may be obtained at the CCC Eastern Campus Student Financial Assistance Office.
Scholarship Programs
There are scholarship funds available through the CCC Foundation. Applications and information about individual CCC scholarships are available in the CCC Eastern Campus Student Financial Assistance office. Eligibility is determined by information provided on the scholarship application, scholarship criteria and the availability of funds.
The Hope Scholarship Credit
Beginning January 1, 1998 taxpayers may be eligible to claim a nonrefundable Hope Scholarship Credit against their federal income taxes. The Hope Scholarship Credit may be claimed for qualified tuition and related expenses of each student in the taxpayer's family who is:
- enrolled at least half time in one of the first two years of post-secondary education and
- enrolled in a program leading to a degree, certificate, or other recognized educational credential.
Lifetime Learning Credit
The Lifetime Learning Credit may be claimed for qualified tuition and related expenses of the students in the taxpayer's family (i.e., the taxpayer, taxpayer's spouse or an eligible dependent who is enrolled in eligible educational institutions).
Drug Conviction
A new law, implemented July 1, 2000 suspends aid eligibility for students convicted under federal or state law of sale or possession of drugs. A student who has been convicted of drug possession will be ineligible for one year from the date of first conviction, two years after a second conviction and indefinitely after a third conviction. A student who has been convicted of selling drugs will be ineligible for two years from the date of first conviction and indefinitely after a second conviction. Instructions on the FAFSA will help applicants determine their eligibility under the new law. A conviction does not mean automatic ineligibility. Students are encouraged to complete the FAFSA to determine possible eligibility for non-federal and/or private financial aid.
Huron School of Nursing Scholarship Programs
The Florence Mackey Pritchard and P.J. Pritchard Scholarship Fund
This scholarship fund, established with The Cleveland Foundation in 1985 by the late Viola Pritchard in memory of her parents, awards several annual scholarships to qualified Huron School of Nursing students.
The Alumni Association Scholarship Awards
The Alumni Association Scholarship, established in 1999, provides annual scholarships to students entering the second year of the nursing program. Additional scholarship programs are also available to eligible applicants.
Cleveland Clinic-East Tuition Assistance Programs
SmartLoan
This program provides monetary support (to include tuition, books, uniforms and CCC support courses) for eligible, qualified employees and family members to attend the Huron School of Nursing or the School of Diagnostic Imaging. Upon graduation, employees/students who have received assistance under this program agree to a specified work commitment as a Registered Nurse or Radiologic Technologist within Cleveland Clinic-East. For more information, visit our website at SmartLoan.
Future Advantage Loan
This loan program, pending availability of funds, is an initiative designed to provide nursing students with financial assistance during the final year of study in exchange for a work commitment after graduation. Interested students may contact the Coordinator of Student Services for more information.